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	<title>Lightminded</title>
	<link>http://www.lightminded.com</link>
	<description>Meanderings of a mind fullfilled...</description>
	<lastBuildDate>Fri, 30 Jul 2010 11:31:28 +0000</lastBuildDate>
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	<language>en</language>
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		<title>Nightmare tenants in a nightmare area</title>
		<description><![CDATA[No-go zone for serious investors On 27 July SABC showed us how bad it is in the Berea district of Johannesburg. The area is rundown and plagued by drug dealing and prostitution, but the worst of all is the condition of the apartment blocks where up to five families live in one flat! One of [...]]]></description>
		<link>http://www.lightminded.com/2010/07/29/nightmare-tenants-in-a-nightmare-area/</link>
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		<title>Don’t ever take sides with anyone against the family</title>
		<description><![CDATA[Disloyalty is a character flaw I think loyalty is one of the oldest ethical principles in existence. History is full of tales of treason, but there are not that many about loyalty. That shows that loyalty is the more common of the two and isn’t actually news. In other words, more people are loyal towards [...]]]></description>
		<link>http://www.lightminded.com/2010/07/23/don%e2%80%99t-ever-take-sides-with-anyone-against-the-family/</link>
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		<title>Status Meter</title>
		<description><![CDATA[“Coert, I am on the TREOC Way” &#8230; Are you sure? With more than 25,000 people having attended my Treoc seminars since 2003, I’m starting to become a bit of a celebrity these days. People recognise me on the street, and a lot of them come up and talk to me. The conversations usually start [...]]]></description>
		<link>http://www.lightminded.com/2010/07/20/status-meter/</link>
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		<title>Women, Marriages and Trusts</title>
		<description><![CDATA[THE MOTHER OF ALL PARTIES! Today I am going to talk to our female readers, but before I start I just want to inform you all about a party. According to ABSA’s latest review, houses between 80m/2 and 140m/2 grew in value on a year on year basis with 33.6% as at end of June [...]]]></description>
		<link>http://www.lightminded.com/2010/07/15/women-marriages-and-trusts/</link>
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		<title>Deadly Sureties</title>
		<description><![CDATA[Avoid sureties that put assets at risk “TREOC Rule: Asset Trusts NEVER sign surety for liability trusts or entities.” The TREOC Way Training Manual &#8211; Mod.3 Ed.1 Par.1.7 With our banking industry still being crippled and not having enough money for everyone, it’s essential to be wide awake when you do bond-related business with them [...]]]></description>
		<link>http://www.lightminded.com/2010/07/08/deadly-sureties/</link>
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		<title>Two cases, two lessons</title>
		<description><![CDATA[We can learn from the mistakes of others I am privileged to receive many letters from readers and I learn a lot from them. I cannot answer each and everyone personally, but some of them attract my attention. I want to share the following two cases with you and I am sure you will also [...]]]></description>
		<link>http://www.lightminded.com/2010/07/06/two-cases-two-lessons/</link>
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		<title>Cash &amp; Wealth Roadshow</title>
		<description><![CDATA[Make Money with Commodity Trading Over the last few weeks we’ve presented the Live Commodity Trading Sessions with great success at exclusive Platinum functions across the country. Our Platinum members love it, and many of them have already started trading actively and making money. I’ve received plenty of requests from readers who are not Platinum [...]]]></description>
		<link>http://www.lightminded.com/2010/07/03/cash-wealth-roadshow/</link>
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		<title>Create enormous wealth and still go to heaven</title>
		<description><![CDATA[Make money with property, using other people’s money Today I’m in the mood to once again say it like it is, or as they say, to call a spade a spade. Some people think it’s a sin to be rich. Others think it’s impossible for ordinary people to make money. Both are nonsense! Most people [...]]]></description>
		<link>http://www.lightminded.com/2010/06/26/create-enormous-wealth-and-still-go-to-heaven/</link>
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		<title>Buying like Apes</title>
		<description><![CDATA[Some people buy houses, shares, endowment policies and pension plans without doing any calculations. The skill of writing and calculating is around for thousands of years, but still some people do it like apes. “We cannot understand how people can blindly believe everything they hear or read and then invest hard earned money into something [...]]]></description>
		<link>http://www.lightminded.com/2010/06/24/buying-like-apes/</link>
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		<title>Download your future success now</title>
		<description><![CDATA[Winners never lose, they only learn. Bafana lost against Uruguay. The day before they played against Uruguay everyone was predicting how they will win because they are now better than ever with more than 10 consecutive wins . Carlos Pereira was praised as the best trainer. Immediately after they lost everybody were convinced they are [...]]]></description>
		<link>http://www.lightminded.com/2010/06/17/download-your-future-success-now/</link>
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		<title>Chase away the prophets!</title>
		<description><![CDATA[Doom! (Click here to read this article in Afrikaans) There are once again a lot of people who are dusting off old ghosts and conjuring up new ones at the moment. The Prophets of Doom are always out in full force! I can imagine the prophets of doom preaching their predictions of disaster all through [...]]]></description>
		<link>http://www.lightminded.com/2010/06/11/chase-away-the-prophets/</link>
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		<title>Jaag weg die profete!</title>
		<description><![CDATA[Verdoemenis (Click here to read this article in English) Deesdae is daar weer so baie mense wat ou spoke afstof en nuwe spoke skep. Die “Profete van Verdoemenis” is uit met mag en mening! Ek kan net dink hoe die doemprofete oor al die eeue heen na elke katestrofe wat die wêreld getref het, hulle [...]]]></description>
		<link>http://www.lightminded.com/2010/06/11/jaag-weg-die-profete/</link>
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		<title>The more you have, the more you get</title>
		<description><![CDATA[In this article I want to talk to you about Cash Investments, my CNBC interview on live television, and about Debt Counseling. Before we get to the topics of this article, allow me to remind you about the worthwhile special we have: All existing Platinum members and all new Platinum members who join before 15 [...]]]></description>
		<link>http://www.lightminded.com/2010/06/07/the-more-you-have-the-more-you-get/</link>
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		<title>The Ark</title>
		<description><![CDATA[The biggest ship on earth? (Click here to read this article in Afrikaans) “And this is the fashion which thou shalt make it of: The length of the ark shall be three hundred cubits, the breath of it fifty cubits, and the height of it thirty cubits.” Genesis 6:15 Back when I was a young [...]]]></description>
		<link>http://www.lightminded.com/2010/06/06/the-ark/</link>
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		<title>Die Ark</title>
		<description><![CDATA[Die grootste skip op aarde? (Click here to read this article in English) “So moet jy dit maak: Driehonderd el die lengte van die ark, vyftig el sy breedte en dertig el sy hoogte.” Genesis 6:15 Destyds as ‘n jong seun het ek my Pa gevra wat ‘n el is en hy het gesê dit [...]]]></description>
		<link>http://www.lightminded.com/2010/06/06/die-ark/</link>
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		<title>Live Commodity Trading Evenings</title>
		<description><![CDATA[Now available in more provinces! Dear Members After the success of our previous live trading sessions and after I announced the next round in Gauteng during June, I received lots of requests to bring it to other provinces as well. Well, your wish is my command and today I have good news for our Platinum [...]]]></description>
		<link>http://www.lightminded.com/2010/06/01/live-trading-evenings/</link>
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		<title>Making lots of money with conversion rates</title>
		<description><![CDATA[Making it easier for a customer to make a buying decision… Many sales courses focus on how to get more customers or in “learned” language, how to generate more leads. Just keep in mind that a customer only becomes one after he bought something. It is therefore important to optimise your sales process – lower [...]]]></description>
		<link>http://www.lightminded.com/2010/05/31/making-lots-of-money-with-conversion-rates/</link>
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		<title>A life changing decision!</title>
		<description><![CDATA[Enormous Response Thank you for the support and be sure not to miss this boat. After the release of the TREOC Way Training Manual I received hundreds of mails from people. Many are compliments and “thank you” letters, but many are also from people wanting to know if they can buy the complete manual with [...]]]></description>
		<link>http://www.lightminded.com/2010/05/27/enormous-response/</link>
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		<title>Prayers, Father Christmas and the Easter Bunny</title>
		<description><![CDATA[We cannot stand together! The article about class action suits that I sent out on 28 April ended up being like the mountain that gave birth to a mouse. You can view the article here: Unity is strenght The response to it was divided. Firstly there was a group of hundreds who wished me well [...]]]></description>
		<link>http://www.lightminded.com/2010/05/26/prayers-father-christmas-and-the-easter-bunny/</link>
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		<title>Live Commodity Trading</title>
		<description><![CDATA[On these evening presentations I am going to introduce you to something that had a great effect on my life when I was introduced to it about ten years ago. Those days I did a course on live commodity trading and let me give you an example of how spectacular it can be. Some of [...]]]></description>
		<link>http://www.lightminded.com/2010/05/24/1245/</link>
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		<title>Licensed Fraud</title>
		<description><![CDATA[The Treoc Way Training Manual Module 1 of Edition 1 is ready for downloading. Scroll down for more info, but now I want to talk to you about something else. Licensed Financial Service Providers Why is a Treoc Trust the best tax vehicle in the world? Most of the “Licensed Financial Service Providers” in the [...]]]></description>
		<link>http://www.lightminded.com/2010/05/23/licensed-fraud/</link>
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		<title>The Training Manual is ready!</title>
		<description><![CDATA[Download The TREOC Way Training Manual The Introduction and first Module of the First Edition is ready to be downloaded by Platinum Members. It consist of 62 pages and 20,000 words. Enjoy it! Platinum Members, please note: It will only be displayed and available for 30 days. If you miss one of the modules, you [...]]]></description>
		<link>http://www.lightminded.com/2010/05/18/the-training-manual-is-ready/</link>
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		<title>The Power of Prayers</title>
		<description><![CDATA[Can we pray the country right? Certainly not. Can we pray ourselves right? Certainly! Since the beginning of the Christian faith people have been trying to change their external circumstances through prayer. One of the first cases is where Jesus prayed and asked his Father to make the crucifixion pass him by. Matthew 26:39 – [...]]]></description>
		<link>http://www.lightminded.com/2010/05/12/the-thinker/</link>
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		<title>The Treoc Way Training Manual</title>
		<description><![CDATA[Today I’d like to tell you about an exciting new product that we have developed, which is going to be made available to Platinum members free of charge. But first let me give you a little bit of background. Investment course Most of our members know about our popular Financial Freedom Seminar, and know that [...]]]></description>
		<link>http://www.lightminded.com/2010/05/08/the-treoc-way-training-manual/</link>
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		<title>Our own bank</title>
		<description><![CDATA[A bank for investors by investors is the only solution After my recent article about how the banks don&#8217;t have money anymore, we received lots of suggestions from members and other interested parties. Most of the suggestions were useless &#8211; such as organisations offering us a “solution” where they&#8217;d lend us a rand for every [...]]]></description>
		<link>http://www.lightminded.com/2010/05/03/our-own-bank/</link>
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		<title>Provider Roadshow</title>
		<description><![CDATA[The Provider .........................To read further, please log in. If you do not have an account, please subscribe]]></description>
		<link>http://www.lightminded.com/2010/05/01/provider-roadshow-2/</link>
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		<title>Unity is Strength</title>
		<description><![CDATA[Now we’re going to take on the bullies! I know some people don’t like confrontation, and I know some people believe in the principle of just turning the other cheek. If you&#8217;re one of those people, please don’t read any further, because this letter will upset you. There are a few injustices happening that are [...]]]></description>
		<link>http://www.lightminded.com/2010/04/28/unity-is-strength/</link>
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		<title>Fearlessness</title>
		<description><![CDATA[“How does Mr Fearless Coert Coetzee put it &#8230; ?“ That&#8217;s how a certain feared liquidator advocate refers to me. What a compliment! What is this fearlessness of which he speaks? Because I&#8217;m not really that fearless. For instance, I&#8217;m scared of bad tenants, snakes, and some other scary things that I&#8217;m not going to [...]]]></description>
		<link>http://www.lightminded.com/2010/04/19/fearlessness/</link>
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		<title>Offshore Product Offering</title>
		<description><![CDATA[Last week in the article “Steps to Financial Freedom”, I wrote: The third step is to protect yourself against idiotic and dangerous elements who shout, “Kill the Boer.” Set up an offshore trust and put some of your assets into it. If the idiot militants aren’t successful, then you will in any case have a [...]]]></description>
		<link>http://www.lightminded.com/2010/04/18/offshore-product-offering/</link>
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		<title>Steps to Financial Freedom</title>
		<description><![CDATA[This week I would like to write about the steps you have to take to Financial Freedom, but before I do that, please allow me to communicate to our Platinum Members first about an urgent matter. Dear Members Closed Private Members Evening in Pretoria I would like to invite you to a private members evening [...]]]></description>
		<link>http://www.lightminded.com/2010/04/14/steps-to-financial-freedom/</link>
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		<title>Make use of the Buyer&#8217;s Market</title>
		<description><![CDATA[Easter and Early bird special The buyer’s market window is beginning to close. Make money with property by making use of the excellent buyer’s opportunities now while there is still time! True to our custom and wishing to make our property investment seminar affordable to more people, we have an early bird special. All people [...]]]></description>
		<link>http://www.lightminded.com/2010/04/13/make-use-of-the-buyers-market/</link>
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		<title>Our Own Listed Property Fund</title>
		<description><![CDATA[Dear Fellow Property Investor As you know, an investment in residential properties like the Treoc type of entry level townhouses in security estates, is one of the best methods available to accumulate wealth and to provide for one’s own retirement with minimal property market risk. The reason for this is simple, although not everyone understands [...]]]></description>
		<link>http://www.lightminded.com/2010/04/12/our-own-listed-property-fund/</link>
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		<title>Cashflow!</title>
		<description><![CDATA[What do Business and Provider Trusts have in common? Scroll down to the second article in this letter for my view on our Investment Future in the country after the incidents of the long week-end, but firstly it is about the topic of the day, cashflow! Most people know the Treoc Way, which continually “milks” [...]]]></description>
		<link>http://www.lightminded.com/2010/04/07/cashflow/</link>
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		<title>Wake-up call</title>
		<description><![CDATA[Too many people think if they do things like they did it before, the result will be different. They think if they act the same as their parents, they will not have the same retirement problems one day as what the parents have now due to lack of action. Some of us think that if [...]]]></description>
		<link>http://www.lightminded.com/2010/04/02/wake-up-call/</link>
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		<title>Golf Estate Drought</title>
		<description><![CDATA[Drought and Money I think it&#8217;s common knowledge that the Southern Cape (George and Knysna area) is the region where the highest number of golf estate developments have sprung up over the last few years. I think it&#8217;s also common knowledge that the Southern Cape is the region where the worst drought in 80 years [...]]]></description>
		<link>http://www.lightminded.com/2010/03/26/golf-estate-drought/</link>
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		<title>“The rats who ate our pension”</title>
		<description><![CDATA[Pension Fraud Headlines on Google The Provider Road Show kicks off this week with presentations at: 23 Maart &#8211; Cafe Pavillion – Polokwane ( Afrikaans) 24 Maart &#8211; NG Kerk De Tyger, Parow-Noord (Afrikaans) 31 March – NG Kerk, Umhlanga (English) Just to get you in the right mood, I thought it might be a [...]]]></description>
		<link>http://www.lightminded.com/2010/03/23/%e2%80%9cthe-rats-who-ate-our-pension%e2%80%9d/</link>
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		<title>Danger for Directors</title>
		<description><![CDATA[Is it still safe to be a company director or member of a close corporation? Did you know that business as we know it is about to change significantly? Sometimes Bad is Good In our main story today, the bad news is bad, but before we go there I have some good news first and [...]]]></description>
		<link>http://www.lightminded.com/2010/03/18/danger-for-directors/</link>
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		<title>Happiness is not work</title>
		<description><![CDATA[HAPPINESS IS A CHOICE AND THE CHOICE IS YOURS Member Function Change Before I kick off with the topic of today, I have to inform you that due to the large number of bookings we receive for the Member &#038; Subscriber Network Function on 25 March, we had to change to a bigger venue. It [...]]]></description>
		<link>http://www.lightminded.com/2010/03/16/happiness-is-not-work/</link>
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		<title>Hidden skeletons</title>
		<description><![CDATA[Ethics Last week while having dinner with my friend, Dr John C. Maxwell, the great man said something that made me think. After I thought about it a lot I decided to share it with you. Dr Maxwell told me that he was once asked by a business group in America to write a book [...]]]></description>
		<link>http://www.lightminded.com/2010/03/13/hidden-skeletons/</link>
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		<title>How to Fast Track Creating Annuity Income in the Current Economy</title>
		<description><![CDATA[Somerset West &#8211; Member &#038; Subscriber Network Function – 25 March 2010 Dear Members and Subscribers Things are happening fast. After my recent mail ”The banks have no more money”, our members answered to the call and I received many mails with suggestions and ideas. I am busy now with people representing moneylenders in India [...]]]></description>
		<link>http://www.lightminded.com/2010/03/12/how-to-fast-track-creating-annuity-income-in-the-current-economy/</link>
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		<title>No Work No Pay</title>
		<description><![CDATA[Performance-based Remuneration The recent recession once again emphasised the value of an excellent and well-known old business principle. In the good times, when businesses are making plenty of money, they don&#8217;t worry too much about this principle; but when the wolf is knocking on the door they&#8217;re suddenly very sorry that they ignored it. Then [...]]]></description>
		<link>http://www.lightminded.com/2010/03/11/no-work-no-pay-2/</link>
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		<title>The Disappearance of Treoc Investor Club Franchises</title>
		<description><![CDATA[During his time as CEO of the Treoc Group, Jose Delgado established the Club Franchises. The idea was good, but its execution was unfortunately a massive failure, for the following reasons: 1. Some of the franchisees were not successful property investors themselves, but had to give advice to potential property investors. 2. Then there were [...]]]></description>
		<link>http://www.lightminded.com/2010/03/11/no-work-no-pay/</link>
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		<title>On a lighter note</title>
		<description><![CDATA[The Perfect Body This week&#8217;s story is a little bit foul and not for sensitive readers. I&#8217;m sure you all know the children&#8217;s story where all the organs of the body are fighting about who is the most important; but for those who don&#8217;t I&#8217;ll gladly repeat it, since there&#8217;s so much to learn from [...]]]></description>
		<link>http://www.lightminded.com/2010/03/04/on-a-lighter-note/</link>
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		<title>One-man Businesses</title>
		<description><![CDATA[Why one-man operations remain one-man operations forever Most small businesses remain small because they are one-man operations. However, there are exceptions: some one-man operations get quite big, with various people working there, and on the other hand, some small businesses are by no means one-man operations. But wait, let&#8217;s just stop there for now, because [...]]]></description>
		<link>http://www.lightminded.com/2010/02/23/one-man-businesses/</link>
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		<title>The banks have no more money</title>
		<description><![CDATA[It is time for us to help ourselves This week I have good news and bad news, but let’s kick off with the good news! Good News! According to ABSA’s latest Quarterly Report as published on 15 February 2010 the prices in the middle segment of the South African housing market, which is the market [...]]]></description>
		<link>http://www.lightminded.com/2010/02/17/the-banks-have-no-more-money/</link>
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		<title>The Provider Road Show</title>
		<description><![CDATA[Overwhelming response I am astounded by the overwhelming response we received to last week&#8217;s message about the Provider trusts. Our readers showed once again that they care about their fellow man, and also that they are aware of the fact that the pension industry is leaving people in poverty. Just to emphasise the problem again, [...]]]></description>
		<link>http://www.lightminded.com/2010/02/02/the-provider-road-show/</link>
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		<title>The Facts</title>
		<description><![CDATA[Media reports (Sien Afrikaans teks onder) In recent newspaper reports arising from the questioning of witnesses in the liquidation of a trust with the name of the Surf Trust, the following allegations, amongst others, were made regarding Treoc Finance – our bond initiation wing: – That the trustee qualified on an income of R17,000 for [...]]]></description>
		<link>http://www.lightminded.com/2010/02/02/the-facts/</link>
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		<title>The Profidend Solution</title>
		<description><![CDATA[Hi Guys We received a lot of interest on the Provider Trust. People see the potential it has for a personal retirement fund that will be far better than any of the redundant insurance products. Due to all the questions I am now considering a mini seminar to explain the Provider concept. What do you [...]]]></description>
		<link>http://www.lightminded.com/2010/01/22/the-profidend-solution/</link>
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		<title>Money always moves from the impatient to the patient ones!</title>
		<description><![CDATA[Isn&#8217;t it funny how the people who want to make money in a hurry usually end up getting poorer, while those who aren&#8217;t in a hurry get richer and richer? Have you ever wondered where the money that makes the patient people richer comes from? The heading says it all: Money always moves from the [...]]]></description>
		<link>http://www.lightminded.com/2010/01/20/money-always-moves-from-the-impatient-to-the-patient-ones/</link>
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		<title>The PROVIDER</title>
		<description><![CDATA[Grow your income with a trust for the future We introduced this product in January 2009 as the Treoc Pension Trust, but after I received numerous questions on how to ensure growing income to make continuous refinancing possible, I realised that many people do not understand the multiple-use purpose of this trust. Maybe the name [...]]]></description>
		<link>http://www.lightminded.com/2010/01/17/the-provider-trust/</link>
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		<title>Two sets of books</title>
		<description><![CDATA[Farmers are shooting themselves in the foot Over the past few months, I’ve been driving around a lot looking for investment opportunities in the farming industry. In the process I discovered something I’d never realised before in all my years of involvement in agricultural risk management. It’s strange how something that you know suddenly acquires [...]]]></description>
		<link>http://www.lightminded.com/2010/01/10/two-sets-of-books/</link>
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		<title>Nothing beats this!</title>
		<description><![CDATA[Return on investment of 40.8% to 69.1% per annum Every time that I make a remark like the one in the heading, there are people who attack me – especially if I say that it&#8217;s easy and that anyone can do it. Some people say I&#8217;m crazy, others say I&#8217;m an idiot, and some even [...]]]></description>
		<link>http://www.lightminded.com/2010/01/05/nothing-beats-this/</link>
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		<title>Asset Management</title>
		<description><![CDATA[What to do with the money we make! Between 2001 and 2009 the value of my stock portfolio grew by 175%! Don&#8217;t forget that these years included the worst recession since 1933. What is my secret? 1. No activity 2. Hand-picked shares This sounds easy, but there are many years of experience and “school fees” [...]]]></description>
		<link>http://www.lightminded.com/2009/12/02/the-lightminded-journal/</link>
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		<title>Teaching SARS the Treoc Way!</title>
		<description><![CDATA[Our usufruct method cuts transfer duty with about 80%! The fact that our methods are ground breaking came out in a letter of appreciation from one of our members. She wrote the following letter to Treoc’s CEO: Dear Mr. Deyzel RE: Recognition for excellent service rendered by Theo Naude from TREOC Accounting, Pretoria and Hanlie [...]]]></description>
		<link>http://www.lightminded.com/2009/11/26/teaching-sars-the-treoc-way/</link>
			</item>
	<item>
		<title>Practical programming with a cell phone</title>
		<description><![CDATA[Read here about how to create an idea factory. For many years I’ve been using a simple mind programming function on my cell phone. I never thought it was anything special until one of our members recently approached me in Durban about a business opportunity that he wanted my opinion on. He showed me a [...]]]></description>
		<link>http://www.lightminded.com/2009/11/17/practical-programming-with-a-cell-phone/</link>
			</item>
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		<title>Most empowering DVD in the world</title>
		<description><![CDATA[Treoc is releasing a revolutionary new DVD as a unique Christmas Special! It&#8217;s common knowledge that compound interest is the most powerful wealth-builder in the world. Well, let me rather say that that&#8217;s what most people think. Informed people like the Treocians know that there is a far more powerful wealth-builder: compound capital growth on [...]]]></description>
		<link>http://www.lightminded.com/2009/10/13/most-empowering-dvd-in-the-world/</link>
			</item>
	<item>
		<title>ALA</title>
		<description><![CDATA[Solution for the current credit crisis by Coert Coetzee True to the nature of Treoc, we&#8217;re always seeking and finding solutions to problems. One problem investors are currently facing is that, as a result of the credit crisis, the banks can no longer give us the bonds that we want. After doing thorough research, having [...]]]></description>
		<link>http://www.lightminded.com/2009/03/09/ala/</link>
			</item>
	<item>
		<title>Coert’s Business Background</title>
		<description><![CDATA[Coert Coetzee is not only a successful property investor and author; he is also a successful businessman. He views property investment as a business, and this is the reason that he is so successful at it. Coert’s property successes can be directly ascribed to his solid business principles, which he has developed over the years [...]]]></description>
		<link>http://www.lightminded.com/2009/01/23/coert%e2%80%99s-business-background/</link>
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